Last updated: January 2025. Your privacy matters to us. Here's exactly how we handle your data.
When you register on PennyPoint, we collect: your full name, email address, phone number, and bank account details for withdrawal purposes. We also collect usage data such as login times, referral activity, and transaction history to operate the platform.
Your information is used exclusively to: operate and manage your PennyPoint account; process referral commissions and withdrawals; communicate with you about your account; provide customer support; and comply with legal obligations.
We do not use your data for advertising or sell it to marketing companies.
PennyPoint does not sell, rent, or share your personal information with third parties except: where required by law or court order; to process your payments (shared only with relevant financial service providers); or with service providers who operate strictly under our instruction and confidentiality agreements.
We implement industry-standard security measures including 256-bit SSL encryption, secure database storage, and access controls to protect your personal and financial information. However, no system is 100% secure and you use the platform at your own risk.
PennyPoint uses cookies to maintain your login session and improve your experience on the platform. Cookies do not collect any personal financial information. You can disable cookies in your browser settings, though this may affect platform functionality.
You have the right to: access the personal information we hold about you; request correction of inaccurate data; request deletion of your account and associated data (subject to retention requirements for financial records); and withdraw consent to data processing where applicable.
To exercise these rights, contact us at support@pennypoint.com.
We retain your account and transaction data for as long as your account is active and for a minimum of 5 years thereafter for financial compliance purposes. You may request account deletion, but transactional records may be retained as required by law.
We may update this Privacy Policy from time to time. We will notify registered members of material changes by email. Continued use of PennyPoint after changes constitutes your acceptance of the revised policy.
For any privacy-related enquiries, contact us at support@pennypoint.com or via WhatsApp at +234 706 906 1848.